Toyota Finance
Getting you where you need to go
If you are looking to get behind the wheel of a New Toyota or Toyota Certified Pre-Owned vehicle sooner,
you can’t go past our Toyota Finance options.
Toyota Finance offers a variety of finance options to suit your lifestyle. With a range
of flexible personal and business finance options available to our customers, no one knows
vehicle finance like Toyota Finance.
Want to learn more about Toyota Finance and how it all works? Search our
Frequently Asked Questions or contact us to speak
with a member of the Finance and Insurance team at Swan Hill Toyota today.
OUR FINANCE PRODUCTS
OUR FINANCE PRODUCTS
Choose what’s right for you
Choose what’s right for you
There’s a range of Toyota Finance solutions to help get you on the road
in your new Toyota.
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What is a novated lease?
A novated lease is a way to finance a car via ‘salary sacrifice’ or salary packaging. Simply put, it means that your employer agrees to pay for your car lease and car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions.
A novated car lease allows you to drive the car you want – any make or model, without compromising your lifestyle. You could save money on the purchase price and running costs of a new or used car – or even the car you currently drive.
How it works
Lease set-up
An employee chooses a car, and a ‘salary sacrifice’ novated lease is set up between the employee, employer and Toyota Fleet Management.
Payments made
An employer makes repayments to Toyota Fleet Management on an employee’s behalf from the employee’s salary.
All the savings
The employees gets the car they want, saving on tax, car price and running costs such as fuel, maintenance and tyre purchases.
End of lease options
At the end of the lease, the employee can extend the lease, buy the car outright or return it and get another novated lease for a new car.
TOYOTA PERSONALISED REPAYMENTS[F6]
TOYOTA PERSONALISED REPAYMENTS[F6]
Interest rate and repayments true to you
Interest rate and repayments true to you
Toyota Personalised Repayments[F6] is an online quote tool to get your estimated repayments without a credit check.
3 minute quote
We calculate your interest rate, comparison rate and repayments – tailored to your unique financial circumstances.

Same interest rate across all Dealers
Your Toyota Personalised Repayments[F6] and interest rate will be honored in all Dealerships across Australia

Estimated repayments across the entire range
Once you have your personalised repayment, you can then compare vehicles across the entire Toyota range.
